Go from application to offer. Fast.
is the largest, most efficient paramedical exam service in the life insurance industry.
With 140 wholly-owned branches, we provide insurance companies and agents guaranteed coverage in every U.S. zip code. Our more than 9,000 examiners quickly provide results - so our customers can quickly access case status around the clock.
APS Retrievals & Summaries
Transforming data into information.
Anyone can collect data. We transform it into information - quickly and accurately.
When a process can take days, relationships matter. That's why our relationships with thousands of physicians and wholly-owned branch network is your competitive advantage. Our innovative approaches quickly gather the facts. Our trained medical professionals summarize Attending Physicians Statements, saving underwriters time -- and speeding your process.
At your applicant's convenience.
Asking all the right questions is an art - especially when speed and training matter.
You wouldn't describe your medical history to just anyone, and neither would your applicants. That's why our three call centers are staffed with specially-trained, friendly professionals. Our technology converts your questionnaire into a tele-interview 35% faster than before. It's the fastest, most complete way to meet your requirements.
Quality by design.
Correcting errors costs time and money. That's why we build precision into our processes by design. With order tickets that ensure examiners know your requirements up front. And an e-forms library that puts the right form for the right state at our examiners fingertips.
Our goal: deliver virtually real-time Quality Assurance: a trained professional will conduct a quality review on every exam, within one hour of our receiving the results.
Extending our network.
team isn't right for everybody. Some examiners only want to work on certain cases, or just with certain agents. Our Examiner Direct service is designed to help those examiners bill insurance companies for their work. We also offer Affiliate Status and dedicated zip codes in some territories. We even make it possible for other exam services companies to use our billing platform - the most accurate, most widely-established platform in the industry.